Find straightforward ways to handle your most common business banking needs.
Find straightforward ways to handle your most common business banking needs, from opening an account to managing cash flow and payments online.
CPB offers checking and savings options for businesses at every stage, whether you’re a sole proprietor, a growing team, or managing high transaction volume.
Best for: Startups & low-volume businesses
Simple, low-cost checking
Essential everyday features
Online & mobile banking
Best for: Established businesses with higher balances
Interest-bearing
Preferred rates & premium perks
Pairs with business savings
Best for: High-volume transaction businesses
Earnings credits offset fees
Built for large transaction volumes
Treasury-ready
Best for: Businesses needing flexible cash management
Competitive earnings rate
Scalable for growth
Advanced digital tools
Best for: Simple, low-balance savings
Low opening deposit
Online access
FDIC insured
Best for: Earning more on higher balances
Tiered interest rates
Easy transfers
Pairs with checking
Best for: Maximizing returns on idle cash
Money market savings
Certificate of Deposit options
Competitive fixed rates
Minimums & fees: explained upfront
Application Time: ~15 Minutes
Start Online or In-Branch
Government-issued ID
Business formation documents (LLC, DBA, etc.)
EIN or SSN (sole proprietors)
Minimum opening deposit
Get the Business Account checklist.
From short-term lines of credit to SBA-backed loans and commercial real estate financing, CPB has lending solutions designed for Hawaiʻi’s small business community.
Best for: Physicians, dentists, and healthcare professionals
Equipment financing
Practice acquisition
Competitive rates
Best for: Purchasing or refinancing business property
Owner-occupied & investment
Local underwriting
Flexible terms
Best for: Homeowner and property associations
Reserve fund financing
Capital improvement loans
Competitive structure
Rates & fees: explained upfront
Decision timeline: varies by loan type
Apply online or in-branch
Business financial statements
Business & personal tax returns
Business plan (SBA loans)
Government-issued ID
Apply online or in-branch
From accepting payments and managing payroll to international transfers and treasury tools, CPB gives your business the flexibility to handle money the way you need to.
View Merchant Services View Cash Management Tools View Business Card Options
Also available: Wire Transfers & International Drafts, Business ACH Services, Online Payroll Integration.
CPB’s business digital banking tools keep your finances running with online access, multi-user controls, and payment capabilities built for the way small businesses actually work.
Feature Highlights:
Business Online Banking & Mobile App
Multi-User Access & Role-Based Permissions
ACH Payments & Wire Transfers
Treasury Management Tools
Online Payroll Integration
Business ACH Guides & Resources
Digital Banking FAQs
CPB offers practical guides, tools, and expert insights to help you start, manage, and grow your business with confidence—no matter where you are in your journey.
Launching something new in Hawaiʻi?
What you need to set up banking
New business account checklist
Documents for start-ups
[##Read the Guide]
Ready to scale or access capital?
Financing options for growth
SBA lending guide
Cash flow planning
[##Explore Growth Resources]
Looking for tools to run day-to-day operations?
Cash management tools
Payroll & payment solutions
Business calculators
[##View Management Tools]
[##View All Business Banking Resources]
Beyond standard banking, CPB offers specialized services for businesses with unique needs—from international operations and merchant services to coworking space at Tidepools.
[##View International Business Banking] View Specialized Business Services
CPB’s Financial Insights hub offers practical articles on cash flow, SBA lending, business planning, and economic trends—written to help Hawaiʻi’s business owners make smarter decisions.
From personal banking and wealth management to international accounts and digital tools, we’re here for every part of your financial life.
