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Want a bank for life? We got you.

Compare Checking Accounts

  • Exceptional Checking

    Our most powerful account, packed with benefits to handle all your banking needs.

    Combine balances across qualifying linked accounts to unlock a host of exceptional benefits. Enjoy a totally free checking account when you maintain your balances.

    No incoming wire transfer fees

    No branch transaction fees

    Ability to make check transactions

    Learn more about Exceptional Checking

  • Shaka Checking

    Built for the digitally savvy. Mobile-first banking that keeps life moving.

    Hawaii’s first and only all digital bank account with tools and features to make life easier. Open an account in just 5 minutes and access features like BillPay.

    Get your paycheck early

    Use any ATM you want

    No monthly fees

    Learn more about Shaka Checking

  • Value CheckingSM

    A reliable, everyday account that covers the basics and works great with checks.

    Write checks and make everyday transactions like debit card purchases, bill payments and direct deposit.

    $0 minimum balance required

    Free first order of 40 checks

    Free Banking Services

    Learn more about Value Checking

Ready to open an account?

5 Simple Steps

1. Tell Us About Yourself
You must be - 18 years or older, a US citizen or hold a Green Card, and be a current resident of the State of Hawaiʻi.

2. Confirm Your Identity
You will be asked a few questions to confirm your identity

3. Customize Your Account Preferences
Debit Mastercard®, Checks, Overdraft Protection, or ATM Card

4. Fund Your Own Account
Electronically via ACH or from a credit card or debit card in your name

5. Secure Your Account
Shortly after you open your account, a Bank Representative will contact you and explain the features of your new account and ask you to upload your signature specimen to protect your account.

Recognized as one of Hawaii’s Best

We’re proud to be consistently recognized as one of Hawaiʻi’s best banks, a reflection of our commitment to our customers and the communities we serve – and proof that when we say we got you, we mean it.

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