Skip to main content
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Central Pacific Bank Logo

Clear guidance for your everyday banking needs.

Simple accounts, transparent fees, and local support to help you manage your money, save for the future, or borrow for a major purchase. 

Central Pacific Bank makes everyday banking simple and transparent. From checking and savings to personal loans and mortgages, we offer clear, benefit-driven solutions designed for life in Hawaiʻi. With upfront information and support from our local advisors, you can confidently choose the right option and get started online or in a branch.

Start Saving For The Future

Everyday business banking tasks

Find simple ways to handle your everyday banking needs, from opening accounts to managing your money.

[##Open an Account] [##Switch Banks] [##Get a Loan] [##Make a Payment]

Which account is right for me?

Central Pacific Bank has a wide range of account options to meet your needs.

Everyday checking

Best for: Low balances

[##See Account Features]

Advantage checking

Best for: Earning interest

[##See Account Features]

Exceptional checking

Best for: High balances & perks

[##See Account Features]

What to expect when working with us.

The details:

  • Minimums & fees: explained upfront
  • Application Time: ~10 Minutes
  • Start Online or In-Branch

What you’ll need:

  • Government-issued ID
  • Social Security Number
  • Minimum opening deposit
Getting started is simple:

  1. Choose account

  2. Provide info

  3. Fund account

  4. Start banking

[##See Account Options]
Or talk to an advisor at a branch.

Locate a Central Pacific Bank branch or ATM near you. Explore hours, services, and directions to find the most convenient place to manage your banking in person.

[##Find a Branch Near You]

Get financial insights.

Offering expert insights on a variety of topics such as home affordability, small business growth, international economic trends, and digital banking.

  • Steps to take for a successful year ahead

    If you’ve decided to revisit your business planning, you’re already taking a proactive step toward setting your business up for success. Whether you’re aiming to strengthen your market position, improve operational efficiency, or explore new growth opportunities, having a clear and actionable strategy.

  • 88 Tees: Limited-edition t-shirts. Unlimited aloha

    88 Tees, a beloved local brand founded by Loukie Wong, brings fashion with a unique aloha spirit. From limited-edition designs to exclusive collaborations, every visit offers something new. With special discounts this holiday season and a strong partnership with CPB, 88 Tees continues to thrive as a favorite.

  • 5 ways to utilize a business line of credit

    A business line of credit (BLOC) is a business loan that allows the borrower to access funds up to a predetermined amount as needed. This loan offers various types of repayment plans available to pay back the borrowed money, along with interest charges.

Need other banking services?

Central Pacific Bank offers a full suite of financial services for the individual, business, and more.

Leaving Website Disclosure

This link will redirect you to a site that may have certain associated risks, including not being insured by federal deposit insurance. To remain at our site, click Back. To leave our site for the link you selected, click Proceed.