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Interest Only Program

Get your dream home with low monthly payments.

If you're looking for a mortgage that offers greater flexibility and more options, an Interest Only Home Loan is the perfect solution. With an Interest Only Home Loan, you only pay the interest portion of the mortgage each month in the first five to 10 years, allowing you to allocate more funds to other important expenses or investments.

Get Started

Experience the great benefits of Hawaii’s first and only Interest Only Home Loan, including:

  • Lower monthly payments compared to traditional Principal & Interest loans.

  • Pay only the interest in the first 5 or 10 years.

  • Fixed rate and ARM loan options are available.

Ready to take advantage of an Interest Only Home Loan from CPB? Speak to one of our experienced loan officers and make home ownership a reality.

Reasons why?

  • Keep your monthly housing costs low

  • More affordable housing payments initially

  • Increase monthly cash flow

  • No Pre-Payment Penalty

  • No Negative Amortization

  • No Balloon payment

  • CPB portfolio loan serviced by CPB

More about Interest Only Loans

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